Stop Guessing Your Limits.
Stop Paying Penalties.

The CRA portal is often 12+ months behind. Limito provides a secure, privacy-first way to track your TFSA, RRSP, and FHSA in real-time.

Start Tracking Free See how it works

RRSP Room

$21,450.00

TFSA Room

$6,100.00

What's Included

Complete Automated Tracking.

Limito handles the complexity of registered accounts so you don't have to. From historical CRA data to live brokerage syncing.

Real-time Room Calculations

Never wonder how much you can contribute today. Limito calculates your exact room by combining historical data with live transactions.

CRA History Analysis

We analyze your historical tax slips directly from the CRA portal to establish a 100% accurate baseline for your contribution history.

Multi-Bank Aggregation

Connect multiple brokerages and see your combined TFSA, RRSP, and FHSA status in one unified, clear dashboard.

Privacy-First Architecture

Your bank credentials stay between you and your bank. Our extension works locally to sync data only when you're already logged in.

Connectivity

Supported Institutions

Securely sync data from Canada's leading financial platforms.

Institution	Available Products	Visit
RBC	RBC Royal Bank	Visit
RBC	RBC Direct Investing	Visit
RBC	RBC InvestEase	Visit
TD	TD Investment	Visit
BMO	BMO InvestorLine (Self-directed)	Visit
BMO	BMO SmartFolio	Visit
Questrade	Questrade Self-directed investing	Visit
Tangerine	Tangerine Saving Account	Visit
Tangerine	Tangerine GIC	Visit
Tangerine	Tangerine Investing	Visit
Wealthsimple	Wealthsimple	Visit
Canada Life	Canada Life	Visit

More platforms are coming soon! Don't see your bank? send a request to our support →

Pricing

Start free. Upgrade when you need every account covered.

Track one registered account for free, or unlock unlimited TFSA, RRSP, and FHSA monitoring with automatic sync and contribution room alerts.

Free

For getting your first account organized.

Forever

$0 CAD

Track 1 account type, such as TFSA or RRSP
Connect Canadian brokerages and banks
See your current contribution room in one place

Get started

Pro

For savers managing room across multiple registered accounts.

Wall of Love

Trusted by Canadian Savers

"Limito caught a $2,000 overcontribution I didn't even know I made. The 1% penalty would have been hundreds of dollars."

Sarah Miller

Toronto, ON

Oct 12, 2025

"Tracking three different TFSAs across Wealthsimple and RBC was a nightmare. Limito brought everything into one view."

David Lawson

Vancouver, BC

Nov 05, 2025

"I used to wait for my CRA assessment to know my room, but by then it was too late to maximize my year. Now I know exactly where I stand in real-time."

Michael Robertson

Calgary, AB

Dec 01, 2025

"The automatic calculations for my spouse and me have been a game changer for our family's retirement planning. No more manual spreadsheets."

Jennifer Chen

Montreal, QC

Jan 14, 2026

"Avoiding that 1% monthly penalty just once paid for Limito for the next three years. It's an essential tool for any Canadian investor."

Robert Thompson

Halifax, NS

Feb 22, 2026

Help Center

Frequently asked questions

Is my data secure?

Yes. Limito uses a privacy-first architecture. Our browser extension processes your data locally on your computer. We never see your bank login credentials.

Why should I maximize my RRSP and TFSA contributions?

Maximizing your contributions offers three major benefits: 1. Tax-Free Growth: All investment returns within these accounts are exempt from tax, compounding your wealth faster. 2. Immediate Tax Savings (RRSP): Contributions reduce your taxable income, often leading to a significant refund. 3. Penalty Guard: Using Limito ensures you use 100% of your available room without ever crossing the line into the CRA's 1% monthly overcontribution penalty.

How does the 1% monthly/14% annual penalty work?

If you overcontribute to your TFSA or RRSP, the CRA charges a penalty of 1% per month on the excess amount. Limito helps you avoid this by calculating your real-time room before you make a deposit.

Which accounts do you support?

We support TFSA, RRSP, and FHSA accounts across major Canadian brokerages and banks. Check our Institutions section above for the full list.

How to calculate the RRSP contribution room?

Your RRSP deduction limit is primarily based on your previous year's earned income. For 2026, it is 18% of your 2025 earned income, up to a maximum of $33,530, plus any unused room carried forward from previous years, minus any pension adjustments. Limito calculates this automatically by syncing your official Notice of Assessment data from the CRA via the browser extension, and then deducting any new RRSP contributions you've made this year across your connected banks.

How to calculate the TFSA contribution room?

Your TFSA contribution room is the sum of: your new room for the current year ($7,000 for 2026), any unused room accumulated from previous years since you turned 18 (and were a tax resident of Canada), plus the total amount of any withdrawals you made in the previous calendar year. Limito simplifies this by syncing your historical TFSA room directly from your CRA account and updating it in real-time by subtracting your latest contributions from your connected brokerages.

Stop Guessing Your Limits. Stop Paying Penalties.